Compliant by Default. Legal by Design.
Every letter AMELIA writes is grounded in federal statute and structured to meet CROA requirements. Compliance isn't an add-on. It's the foundation.
Three laws. Every feature.
Governs how consumer reporting agencies collect, use, and share credit information. Sets dispute rights and investigation timelines.
Governs debt collector conduct. Prohibits harassment, false statements, and unfair practices. Creates dispute validation rights.
Governs credit repair organizations. Requires specific disclosures, prohibits false statements, and mandates written contracts.
You can't accidentally send something non-compliant.
No Prohibited Claims
AMELIA never promises specific point increases, deletion timelines, or legal outcomes. All prohibited under CROA §1679a.
Proper Disclosures
Every letter set includes required CROA disclosures. You don't configure them — they're automatic.
Statute-Only Arguments
Every legal claim AMELIA makes is grounded in a cited federal statute. No invented rights, no misrepresented law.
Audit Trail
Every letter is logged with the statutory basis for each argument. Full audit trail for any regulatory review.
All 26 statutes AMELIA references.
This page is informational only and does not constitute legal advice. Dispute2Go is a software platform, not a law firm. Read our CROA Disclosure