She Doesn't Use Templates. She Uses the Law.
AMELIA is the AI reasoning engine at the core of Dispute2Go. She reads credit files, identifies federal violations, and writes dispute letters that are legally specific to your client — every single time.
Credit repair was drowning in templates. We killed them.
The old way: download a template, swap the name, pray it works. Bureaus saw the same letter ten thousand times. They ignored it.
AMELIA was built to solve a specific problem: every credit file is different. Every violation is different. Every dispute letter should be different. So we built an engine that reasons, not one that copies.
She reads the actual file. She identifies the exact statute that applies. She writes an argument calibrated to the violation, the round, the bureau, and the client. That's not AI as a gimmick. That's AI as infrastructure.
From PDF to legally-grounded dispute in minutes.
Upload Credit Report
AMELIA parses every tradeline, payment history, inquiry, and account status from the raw PDF.
Violation Detection
She cross-references each item against FCRA §1681e(b), §1681i, §1681b, and 23 additional statutes.
Strategy Selection
Based on violation type, round number, and bureau, she selects the optimal dispute flow: Accuracy, Consent, Collection, or Combination.
Letter Generation
The letter is written. Unique. Statute-cited. Round-aware. Bureau-specific. Never a template.
Built for specialists who care about what's inside.
Multi-Round Intelligence
Dispute strategy adapts across rounds 1–12. Arguments escalate. Tone shifts. Statutes deepen.
Bureau-Specific Arguments
TransUnion, Experian, and Equifax each have procedural quirks. AMELIA knows them.
Flow Classification
ACCURACY, CONSENT, COLLECTION, COMBINATION — each flow maps to different statutory authority.
Tone Calibration
Professional, firm, urgent, or empathetic — matched to the client's situation and round.
CFPB Integration
When disputes stall, AMELIA generates CFPB complaint text ready for consumerfinance.gov.
Score Trajectory
Models expected point improvement so you can show clients what's possible before you file.